Wealth Maximiser – why choose us?
At Wealth Maximiser, we have a clear philosophy and transparent beliefs to help you to build a clear and actionable wealth plan. These beliefs and principles guide our approach to presenting options to you for wealth creation, management, and financial well-being.
At Wealth Maximiser we believe:
1. In helping you achieve your financial goals The essence of wealth maximisation lies in achieving your key financial goals while considering your risk tolerance.
2. In looking at wealth across all components Your wealth should be evaluated as a whole, taking into account all components (building blocks) and not just isolated aspects. This can help ensure that trade-offs are effectively managed, and the overall position is optimised to achieve the most significant goals.
3. A long term plan is important Wealth is usually built over the long-term. This involves helping you set clear financial objectives and a well-thought-out plan.
4. It’s important to provide unbiased and sound advice Financial incentives often influence people’s behaviour, including financial advice. Wealth Maximiser remains impartial, with fees being independent of specific assets or products.
5. In rational investing Investor emotions often drive market movements, including share market gains and falls. Many part-time investors underperform due to emotions and time constraints impacting their decision-making. Our futures are too important to be swayed by emotions, which is why Wealth Maximiser assists you in making informed decisions.
6. In diversification for risk mitigation We recognise the value of diversifying investments to reduce risk so will help you understand what diversification could look like for you. This involves spreading investments across different asset classes, industries, and geographic regions where practical, to mitigate the impact of market fluctuations and maximise potential returns. Diversification across asset classes and specific assets often leads to more consistent investment outcomes.
7. In active and passive strategies Passive investments often outperform actively managed investments in the past, due to lower fees. However, both approaches can have their place in an investment portfolio. Wealth Maximiser has a preference towards passive assets to build long-term risk, considering their lower fees and reduced susceptibility to emotional influences. A passive investment is an investment that aims to replicate the performance of a specific market index or asset class, rather than actively selecting individual investments in an attempt to outperform the market.
8. In overall asset performance assessment We believe that assessing asset performance goes beyond capital growth, encompassing factors such as yield, inherent risk, and volatility. Effective management of these aspects is likely to enhance an investor’s chances of meeting both short-term and long-term goals.
9. In simplicity and transparency in investing When it comes to investing and managing wealth, simplicity and transparency are essential. Focusing on investments that you understand and have the capacity to manage, while minimising complexity, may enhance the likelihood of success.
10. Wealth is achieved through action A significant number of Australians miss out on maximising their wealth due to a lack of clarity regarding actionable steps – and by feeling overwhelmed. We believe that taking positive steps in an organised and prioritised manner can significantly improve your wealth position. Even small, straightforward actions can yield substantial long-term differences.
Find out more about Wealth Maximiser by clicking on the homepage.
This information is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on this information, you should review the Wealth Maximiser Financial Services Guide and Wealth Maximiser Terms & Conditions and consider this information having regard to your own objectives, financial situation and needs. Wealth Maximiser is operated by NobleOak Services Limited ACN 112 981 718 AFSL 286798.
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