Plan Your Retirement With Confidence Using Our Free Guide

Find out how much you need to retire

Imagine a retirement where you wake up each day free from financial stress, able to enjoy the lifestyle you’ve always dreamed of. Whether it’s travelling the world, spending quality time with loved ones, or simply living comfortably, understanding your retirement needs is the first step towards making it a reality.

Our Retirement Calculation Guide helps you estimate the savings required to sustain your ideal lifestyle, giving you a clear target to work towards.

How it works

Get started with our easy-to-follow downloadable guide, which includes clear instructions, examples, and explanations. Enter your details into the provided guide, and you’ll receive an estimated value for your retirement goal.

Simply provide your name and email address below to begin.

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    Before getting started

    Disclaimer

    It’s important to understand that the estimates provided by this calculation are for guidance only and should not be taken as financial advice. Your actual retirement needs may vary based on personal circumstances, changes in economic conditions, and unforeseen expenses. We recommend consulting a qualified financial advisor to create a tailored retirement plan that meets your specific needs.

    Limitations

    The Retirement Calculation has been developed by the Wealth Maximiser team using various sources and is intended for guidance only.

    The figures presented are in today’s dollars (FY25). Whilst inflation is factored into the calculations, the final amount does not account for the annual Consumer Price Index (CPI) increase.

    The future value is adjusted for inflation based on the number of years remaining until retirement.

    The default retirement age is set at 67. Should you choose to modify this age, the calculations will be adjusted accordingly.

    The Government Age Pension rules are determined by Parliament and are subject to regular updates. This calculation is accurate based on the latest available data, but updates to pension amounts, eligibility criteria, and thresholds may not be reflected immediately.

    This calculator is designed for users aged 18 to 67 and assumes a retirement age of 67 or older. If your current age falls outside this range or you plan to retire earlier, the results may not be accurate.

    This calculator provides an estimate of your potential retirement income but cannot guarantee exact results. Your final retirement income depends on various factors, including your personal circumstances, unexpected life events, investment performance, taxes, and assets.

    If you’re planning to retire as a couple, the calculator will include your partner’s retirement projections. However, these are only estimates, as each partner’s financial situation may impact the outcome.

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